Why Switch?

Find a
Credit Union

Security

Your credit union goes to great lengths to protect your confidential financial information and ensure your personal information is secure. All Nova Scotia credit unions have an internal review processes and electronic reporting mechanisms to assist it in the detection and prevention of fraud. This process ensures that our customer-owners’ money and financial information are always safe and secure. 

Comprehensive business continuity strategies make certain that our customer-owner’s assets are safe and secure, and that they can continue their business with our credit union in the event of a natural disaster or other crisis situations.

The security of our customer-owner deposits and their personal information is of prime concern. Always feel free to contact your credit union should you have any questions regarding your accounts or any security issues.

Database Security
Access to our databases is strictly managed, and systems are in place to ensure security is not breached, including the physical security of our computer hardware and communications.

Online Banking
We take many precautions to protect the online banking environment and ensure your information is safe. While accessing our web services, MemberDirect® Online Services offers you the best security currently available in a commercial environment so that your personal and financial information is protected while in transit between your computer and our server. This is done through the use of industry standard security techniques such as encryption.

Encryption
Encryption ensures that information cannot be read in transit or changed by scrambling the data using a complex mathematical formula. Some browsers can create a more secure channel than others, owing to the ‘strength’ of their encryption

We use only the strongest channel available - referred to as 128-bit SSL (Secure Socket Layer). If you have a browser that only supports 'weaker' encryption such as 40-bit or 56-bit SSL, you will need to upgrade your browser before using our site. The longer and more complex the 'key' is, the stronger the encryption. The 40 and 128 refer to the length of the key. Since 128 is longer than 40, it is more secure. According to Netscape, 128-bit encryption is trillions of times stronger than 40-bit encryption.

Time-out
We also ensure that only individuals who provide an authentic Personal Access Code can access your account information. To help you protect your information your online banking session will end automatically if there has been no activity for 15 minutes.